COVID-19 FAQs: Insurance coverage for COVID-19 testing

This page was last updated on 12/13/2020 at 12:35 PM.

Before getting a COVID-19 test, it is important that you verify and update your insurance information.
You should also confirm which testing laboratories are in-network or participating providers for your benefit plan. This information may impact your level of coverage. If you have questions about your insurance coverage, please contact your insurance provider by calling the member services phone number on the back of your insurance card or by visiting their website for additional guidance.

I do not have health insurance. What costs will I need to pay?

LVHN/LVPG does not participate with my insurance. Can I still get a COVID test at an LVHN location? What costs will I need to pay?

My insurance plan is accepted by LVHN/LVPG, but I am concerned about the out-of-pocket expense for a COVID test. What costs will I need to pay?

Q: I do not have health insurance. What costs will I need to pay?

A: At this time, there is no cost to you for symptomatic COVID tests, including specimen collection, diagnostic and antibody testing, based on the Coronavirus Aid, Relief, and Economic Security (CARES) Act.

If you are asymptomatic, meaning you do not have COVID symptoms, you will likely be responsible for paying the fees associated with getting a COVID test.

Q: LVHN/LVPG does not participate with my insurance. Can I still get a COVID test at an LVHN location? What costs will I need to pay?

A: You can receive a COVID test at an LVHN location if you are symptomatic. Most insurance plans have waived out-of-network cost-sharing (co-pay, co-insurance and deductible) during the COVID-19 pandemic. However, there are some exceptions based on individual policies. If you have questions about your insurance coverage, please contact your insurance provider by calling the member services phone number on the back of your insurance card or by visiting their website for additional guidance.

If you are asymptomatic, meaning you do not have COVID symptoms, you will likely be responsible for paying the fees associated with getting a COVID test.

Q: My insurance plan is accepted by LVHN/LVPG, but I am concerned about the out-of-pocket expense for a COVID test. What costs will I need to pay?

A: You can receive a COVID test at an LVHN location if you are symptomatic. Most insurance plans have waived in-network cost-sharing (co-pay, co-insurance and deductible) during the COVID-19 pandemic. However, there are some exceptions based on individual policies. If you have questions about your insurance coverage, please contact your insurance provider by calling the member services phone number on the back of your insurance card or by visiting their website for additional guidance.

If you are asymptomatic, meaning you do not have COVID symptoms, you will likely be responsible for paying the fees associated with getting a COVID test.